I found myself unexpectedly house shopping this month (long story), and even for someone who works in the financial industry, there were plenty of terms I was unfamiliar with. One of the most confusing steps in the home buying process was understanding the different types of mortgages available. First, a couple basic ideas you should […]
We all know we want to retire, but figuring out the right retirement plan to get there can seem pretty complicated. If you have questions about how a 401k works or how to make sure your retirement plan is solid enough, look no further.
Applying to college is stressful. You have mountains of essays to write, fears around acceptance, and the massive burden of figuring out how the heck you're going to pay for it all. Your first step in figuring out your financial aid is completing the FAFSA. What is the FAFSA? FAFSA stands for "Free […]
What is a cash advance? When you need something you just go out and buy it, right? What about when you need cash? It turns out, you can buy cash with what is called a cash advance. A cash advance is a service offered by banks, private lenders, or most commonly - credit […]
Here's what you need to know about APY to make an informed decision when choosing the best bank for your next checking or savings account.
One of the easiest ways to get some quick cash in a pinch is to look through your stuff, find items that you don't need, and then sell them. Back in the day, you would really have just two options for selling: A consignment store Have a garage sale That sounds like way too much […]
I was 18 when I got my first credit card. There was a booth on my college campus offering a t-shirt and a voucher to the local pizza buffet if you applied. Back then, that might as well have been gold. A few weeks later a card arrived in the mail. I suddenly went from […]
Every year billions of dollars are left in the government's hands because of forgotten tax deductions. If you're cool with that, feel free to hit the back button. If you'd rather get back more of that money, then keep on reading. The Standard Tax Deduction for 2018 Itemizing your taxes can get you […]
Finding ways to earn extra money each month is a relatable goal among adults pretty much around the entire world. In the United States, however, that may be connected to the fact that, according to a recent study, 40% of people shared that an unexpected bill of $400 would be a challenge to cover. Not […]
Why you should keep financial information private There’s no denying that financial information is some of the most sensitive data we deal with every day. Because of the sensitive nature of financial information, it should be a priority for all individuals and businesses to do everything in their power to protect it. In order to […]